Veterinary
medicine has, in recent years become increasingly sophisticated.
We are able to diagnose and treat many conditions that a few years
ago would have remained undetected with often fatal consequences,
especially in the older pet. The down side of these advances is
cost. It is not unheard of for treatment of a case to exceed £1000.
One of the most distressing situations we find ourselves in ,
is where a pet’s problem is curable but the cost is too
high for the owner and the animal has to be put to sleep. A less
serious situation is when the owner has to opt for the less than
best treatment available due to money constraints.
That’s where pet insurance comes in, Veterinary fee cover
can help you avoid such situations, but when choosing an insurance
company, there are a few things you should look out for;
-
Be careful to check that the amount of veterinary fee cover is
adequate, over time a single illness can cost many hundreds of
pounds.
-
Check that there is no time limit on how long you can claim for
each illness. Chronic conditions can go on for life not just 12
or 24 months.
-
Check that your pet will still be covered in later years when
he or
She needs it most and the premium in those years will still represent
good value.
What
won’t be covered. Like your household or car insurance,
pet insurance also has an excess that you will have to pay on
a claim. Vaccinations and routine treatments such as worming won’t
be covered.
Pensioner
and Multi-pet discounts. Some insurers offer special discounts;
pensioners and pet owners with several pets can make big savings.
Like
the British Small Animal Veterinary Association this practice
endorses the concept of pet insurance and we thoroughly recommend
it to our clients. Our only interest is to ensure that we never
have to compromise the quality of Veterinary care on the basis
of cost. |